---
title: Fraud Readiness Checklist for Financial Institutions | Fortifiy
description: Assess your organisation’s fraud detection, transaction monitoring, investigation and response capabilities with Fortifiy’s fraud-readiness checklist.
image: https://resources.fortifiy.com/hubfs/fraud_readiness.png
---

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### Fraud readiness checklist

# How ready is your organisation to prevent and respond to fraud?

Use this practical fraud-readiness checklist to assess your controls, identify operational gaps and prioritise the improvements that matter most.

> Spot gaps in your current fraud controls
> 
> Identify processes that rely too heavily on manual work
> 
> Evaluate whether monitoring covers every product and payment channel
> 
> Prioritize improvements across detection, investigation, and response
> 
> Be better prepared for technology, compliance, and regulatory discussions

### Download the fraud-readiness checklist

## What the checklist covers

Assess your fraud controls across the full operating environment.

![Kenyan and South African Wireframe Map in Clear Background](https://resources.fortifiy.com/hubfs/Kenyan%20and%20South%20African%20Wireframe%20Map%20in%20Clear%20Background.png "Kenyan and South African Wireframe Map in Clear Background")

### Governance and accountability

Review fraud-risk governance, ownership and accountability across your control environment.

### Monitoring and risk scoring

Assess transaction-monitoring coverage, rules, thresholds and risk-scoring capabilities.

### Alert and case workflows

Review alert management, investigation workflows, case management and escalation paths.

### Data and screening

Check fraud and AML data availability together with customer, merchant and business screening.

### Reporting and evidence

Review reporting, audit trails and the regulatory evidence needed to support decisions.

### Response and scale

Assess incident response, loss recovery and readiness to scale without adding manual operations.

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